I’ve got to hand it to Canadian telco Telus, who tell it like it is on their web page:
(Click here to see the page, and scroll down to the “Why do I need a credit check?” section to see it for yourself.)
I like their forthrightness. My only complaint with their explanation is that “deadbeat” is one word, not two.
Update: Wow, that didn’t take long – they’ve excised that section.
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Can you say, "disgruntled former employee?"
Placeholder text that got missed more likely. I used to write silly placeholders too - until I forgot about one.